Program Overview

Page header

Program Overview

Home Point Rewards is a home rewards program offered by Home Point Financial in partnership with HomeStory Real Estate Services to help customers buy or sell their new home. When customers enroll in Home Point Rewards, they are matched with a certified real estate agent in their area and a Home Point Financial loan officer. The real estate agent and loan officer can help them find and finance their next home.

When customers close on their home purchase or sale with their assigned real estate agent, they will receive a reward between $350 - $6,500 , depending on the sale price of the home. Customers do not need to obtain their mortgage from Home Point Financial to receive the reward.

By enrolling in the program, you agree to the following Terms & Conditions:

  • I authorize HomeStory Real Estate Services to contact me using an automated dialing or text messaging system, even if the telephone number is a cellular phone or other service for which the party is charged,
  • I understand that I am not required to provide this consent in order to obtain goods or services from Home Point Financial,
  • I agree to the Terms of Service (which includes a provision to receive disclosures and communications in electronic form) and
  • I agree that Home Point Rewards may contact me by mail, telephone, text message (SMS/MMS), or email in connection with my request even if my telephone number or email address appears on a Home Point Rewards internal Do Not Call / Do Not Email List, a State or National Do Not Call Registry, a Do Not E-Mail list, or any other Do Not Contact List.

The reward will be issued in the form of a check unless otherwise directed by state law and will be sent to the client enrolled in the program within 45 days after closing.

Due to state law, the reward is not available in Alaska, Iowa, Missouri or Louisiana.
In Tennessee, customers will receive a gift card in lieu of a check. In Kansas, customers receive a gift card of $1,000 to a retailer of their choice (regardless of the sale price of the home). An agent commission reduction, rebate, and/or credit may be available for sellers in lieu of the reward in Mississippi, Oklahoma, and Oregon and should be discussed with the agent upon enrollment. No reward will be available for buyers in Mississippi, Oklahoma, and Oregon. An agent commission reduction may be available for sellers in lieu of the reward in New Jersey and should be discussed with the agent upon enrollment. An agent rebate may be available for buyers in lieu of the reward in New Jersey and should be discussed with the agent upon enrollment.

HomeStory Real Estate Services is a licensed real estate brokerage in Texas, License #605602.

Texas Real Estate Commission Information about Brokerage Service Link opens a new window

Texas Real Estate Commission Consumer Protection Notice Link opens a new window

Home Point Rewards is offered by HomeStory Real Estate Services, a licensed real estate broker. HomeStory Real Estate Services is not affiliated with Home Point Financial. Home Point Financial is not responsible for the HomeStory service. Obtaining a mortgage from Home Point Financial is optional and not required to utilize HomeStory. The borrower may arrange for financing with any lender in order to qualify for the reward offer.

Qualifying for the reward requires utilizing a network real estate agent to complete the real estate buy and/or sell transaction. If you are currently working with a real estate agent, this is not a solicitation. A reward is not available where prohibited by state law, including Alaska, Iowa, Louisiana and Missouri. An agent commission reduction, rebate, and/or credit may be available for sellers in lieu of the reward in Mississippi, Oklahoma, and Oregon and should be discussed with the agent upon enrollment. No reward will be available for buyers in Mississippi, Oklahoma, and Oregon. Rewards in Kansas and Tennessee are required to be delivered by gift card. In Kansas the reward is set to $1,000 regardless of the sale price of the property. An agent commission reduction may be available for sellers in lieu of the reward in New Jersey and should be discussed with the agent upon enrollment. An agent rebate may be available for buyers in lieu of the reward in New Jersey and should be discussed with the agent upon enrollment.

Reward will be issued in the form of a check unless otherwise directed by state law and will be sent to the client enrolled in the program within 45 days of closing. Depending on state regulations highlighted above, reward amount is based on sale price of the home purchased and/or sold and cannot exceed $6,500 per buy or sell transaction. Real estate agent fees and commissions still apply. Short sale transactions do not qualify for the reward. Employer-sponsored relocations may preclude participation in the reward program offering.

Home Point Financial loans subject to credit approval. Offer subject to change or cancellation without notice. Home Point Financial Corporation. NMLS Unique ID No.7706 (www.nmlsconsumeraccess.org). Equal Housing Lender. 2211 Old Earhart Rd, Suite 250, Ann Arbor, MI 48105. Toll-Free Tel: 888-616-6866. Arizona License No. 0930854; Loans made or arranged pursuant to a California Finance Lenders Law license; Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act License No. 4131048; Georgia Residential Mortgage Licensee No. 33540; Illinois Residential Mortgage Licensee License No. MB.6760891; Kansas-Licensed Mortgage Company License No. SMC.0025367; Massachusetts Mortgage Lender License No. ML7706; Nebraska Mortgage Banker License; Licensed by the New Hampshire Banking Department; Licensed by the New Jersey Department of Banking and Insurance; Licensed Mortgage Banker—N.Y.S. Department of Financial Services; North Dakota Department of Financial Institutions-Money Broker License No. MB102834; Oklahoma Mortgage Lender License No. ML010597; Rhode Island Licensed Lender; Washington Consumer Loan Company License No. CL-7706. Some products may not be available in all states. Advertised information, rates and pricing are subject to change without prior notice and may not be available at commitment or lock-in. This is not a commitment to lend. Other restrictions may apply. All rights reserved. © 2018 Home Point Financial Corporation.

If your property is currently listed with a REALTOR®, please disregard this notice. It is not our intention to solicit the offerings of other REALTORS®.

Reward is valid for 18 months from date of enrollment. After 18 months, you must re-enroll to be eligible for a reward.

The trademarks, logos and names of other companies, products and services are the property of their respective owners.