The Home Point Financial Program About

Page header

Get Up To $6,500 When You Buy or Sell With Home Point Rewards*

Ready to Connect With a Real Estate Agent? Enroll Now

I am:
By clicking the button below I agree to the Terms & Conditions.

Buyers and Sellers Get Cash Back

Receive cash back with Home Point Rewards after buying and/or selling a home.* Adjust the slider below to see your potential reward.

Double Your Reward
$1,000when Buying or Selling
$2,000when Buying & Selling
$0 - $99K
Home Price
$250K - $349K
Home Price
Home Price
$250K - $349KHOME PRICE

A Full-Service Home-Buying Program(4 steps)

Sign up with Home Point Rewards to get matched with a top real estate agent in your area and dedicated mortgage loan officer. When you buy or sell your home using our network agent, you'll receive cash back from Home Point Rewards after closing.*
  • Connect

    You'll be matched with a top performing real estate agent and mortgage loan officer
  • Discover

    Use our home search and market research tools to find your next home
  • Purchase

    Work with your dedicated mortgage loan officer to get your best mortgage
  • Reward

    Earn up to $6,500 cash back* within 45 days after closing with a Home Point Rewards network agent

Our certified real estate agents are local experts who work hard to get you the best deal.

We work with premier brokerages across the United States. We only invite a handful of top real estate agents to participate in Home Point Rewards. Our real estate agents consistently rank in the top tier of experience and sales performance, and undergo additional training to provide great service to Home Point Financial customers.
  • Certified real estate agents with at least 5 years of experience
  • Maintain 90% or higher satisfaction rating
  • Full-service experience from start to finish

Buyers and Sellers Win with REALQual®

Introducing REALQual® from Home Point: a fully underwritten credit approval that gives you the peace of mind in knowing how much you can afford, backed by the confidence of having the negotiating power you need.
Learn More

Your new home is right around the corner.

Properties are updated every 15 minutes, so you’ll never miss a listing.

Looking for more information?

I’d like to speak with someone at Home Point Financial about mortgages. What number should I use?
Home Point Financial mortgage loan officers can answer all of your questions and walk you through different mortgage options. Call 844-748-9683.
How long does it take to get matched with a real estate agent?
You will typically hear from your real estate agent within 24 business hours after enrollment.
Should I enroll in the Home Point Rewards program if I'm not quite ready to buy?
Yes! It’s ideal to begin working with a real estate agent as early as possible. Enrolling in the program will assign you to a local market expert who will work with you at your own pace and help streamline your home search. You can also kick-start the mortgage pre-approval process so you have a thorough understanding of your budget and are prepared to make an offer quickly when you are ready.
What if I want to switch real estate agents?
Should you wish to work with another real estate agent, we will match you with a different real estate agent within our network of high-performing real estate agents. Simply contact support and let us know that you would like a different real estate agent.
Why do I need to get pre-approved for a home loan?
In order to make a serious offer on a home, you need a letter that indicates you are able to obtain a loan for the amount you have proposed. Usually when homes are selling fast in the market, you will need to be pre-approved in order to make an offer quickly—or risk losing out on your dream home to someone who is prepared! Upon enrollment in the program, a Home Point Financial mortgage loan officer will reach out to begin the pre-approval process.
I already have a real estate agent. Can I work with him/her?
Unfortunately, no. One of the benefits of enrolling in our program is that you are matched with a top-performing real estate agent from our network. The real estate agents in our network work closely with our mortgage loan officers to deliver an efficient home purchase to our customers. Buyers who enroll in the program also receive a cash reward within 45 days of closing.
If I enroll in the Home Point Rewards, am I obligated to participate?
No, you may leave the program at any time by alerting your assigned real estate agent or by contacting support. Please be aware that leaving the program disqualifies you from receiving a cash back reward after closing.
I’m not a Home Point Financial customer. Can I still enroll in the Home Point Rewards program?
Yes! You do not need to be a Home Point Financial customer to be connected to a real estate agent and receive a cash back reward.
How up-to-date are the home search listings?
The listings feed updates every 15 minutes, to ensure you see the most up-to-date houses available.
Do I need to get a home loan from Home Point Financial to use the Home Point Rewards cash back program?
You do NOT need to get a home loan from Home Point Financial in order to qualify for the cash back.
Is the Home Point Rewards program available in my area?
Currently, the program is available to any buyer and seller in the United States. Home search is currently available in many markets nationwide, and Home Point Rewards plans to bring search to other service areas soon.
I bought a home through the Home Point Rewards program. When should I expect to receive my reward?
You should expect to receive your reward in the mail within 45 days of closing on your new home. The cash rebate reward will be in the form of a check unless otherwise directed by state law. Your check will be issued from HomeStory Real Estate Services (HRES). Please be on the lookout so that you do not accidentally discard your reward.

Home Point Rewards is offered by HomeStory Real Estate Services, a licensed real estate broker. HomeStory Real Estate Services is not affiliated with Home Point Financial. Home Point Financial is not responsible for the HomeStory service. Obtaining a mortgage from Home Point Financial is optional and not required to utilize HomeStory. The borrower may arrange for financing with any lender in order to qualify for the reward offer.

Qualifying for the reward requires utilizing a network real estate agent to complete the real estate buy and/or sell transaction. If you are currently working with a real estate agent, this is not a solicitation. A reward is not available where prohibited by state law, including Alaska, Iowa, Louisiana and Missouri. An agent commission reduction, rebate, and/or credit may be available in lieu of the reward in Mississippi, New Jersey, Oklahoma, and Oregon and should be discussed with the agent upon enrollment. Rewards in Kansas and Tennessee are required to be delivered by gift card. In Kansas the reward is set to $1,000 regardless of the sale price of the property.

Reward will be issued in the form of a check unless otherwise directed by state law and will be sent to the client enrolled in the program within 45 days of closing. Depending on state regulations highlighted above, reward amount is based on sale price of the home purchased and/or sold and cannot exceed $6,500 per buy or sell transaction. Real estate agent fees and commissions still apply. Short sale transactions do not qualify for the reward. Employer-sponsored relocations may preclude participation in the reward program offering.

Home Point Financial loans subject to credit approval. Offer subject to change or cancellation without notice. Home Point Financial Corporation. NMLS Unique ID No.7706 ( Equal Housing Lender. 2211 Old Earhart Rd, Suite 250, Ann Arbor, MI 48105. Toll-Free Tel: 888-616-6866. Arizona License No. 0930854; Loans made or arranged pursuant to a California Finance Lenders Law license; Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act License No. 4131048; Georgia Residential Mortgage Licensee No. 33540; Illinois Residential Mortgage Licensee License No. MB.6760891; Kansas-Licensed Mortgage Company License No. SMC.0025367; Massachusetts Mortgage Lender License No. ML7706; Nebraska Mortgage Banker License; Licensed by the New Hampshire Banking Department; Licensed by the New Jersey Department of Banking and Insurance; Licensed Mortgage Banker—N.Y.S. Department of Financial Services; North Dakota Department of Financial Institutions-Money Broker License No. MB102834; Oklahoma Mortgage Lender License No. ML010597; Rhode Island Licensed Lender; Washington Consumer Loan Company License No. CL-7706. Some products may not be available in all states. Advertised information, rates and pricing are subject to change without prior notice and may not be available at commitment or lock-in. This is not a commitment to lend. Other restrictions may apply. All rights reserved. © 2018 Home Point Financial Corporation.

If your property is currently listed with a REALTOR®, please disregard this notice. It is not our intention to solicit the offerings of other REALTORS®.

Reward is valid for 18 months from date of enrollment. After 18 months, you must re-enroll to be eligible for a reward.

The trademarks, logos and names of other companies, products and services are the property of their respective owners.